TY - JOUR U1 - Zeitschriftenartikel, wissenschaftlich - begutachtet (reviewed) A1 - Qi, Shusen A1 - Kleimeier, Stefanie A1 - Sander, Harald T1 - The Travels of a bank deposit in turbulent times: the importance of deposit insurance design for cross-border deposits JF - Economic Inquiry N2 - We examine the impact of the existence on an explicit deposit insurance (DI) scheme and its design features on bilateral cross‐border deposits (CBD) in a gravity model setting. We find that both the absolute quality of a country's DI and its relative quality vis‐à‐vis other countries' DI generally affect depositor behavior. However, during systemic banking crises, cross‐border depositors primarily seek countries with the best DI schemes. Similarly, during the 2008–2009 great financial crisis, the emergency actions taken by the governments, which supply and maintain these safe havens, have led to substantial relocations of CBD. (JEL F34, G18) KW - Depositen Y1 - 2019 UN - https://nbn-resolving.org/urn:nbn:de:hbz:832-epub4-15972 SN - 0095-2583 SS - 0095-2583 U6 - https://doi.org/10.1111/ecin.12845 DO - https://doi.org/10.1111/ecin.12845 VL - 58 IS - 2 SP - 980 EP - 997 S1 - 18 PB - Wiley Periodicals, Inc. CY - Boston, USA ER -