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Cyber risks in reinsurance – Insurable on a parametric basis or through AI?

  • Today, IT infrastructure represents the central nervous system of every company. Many of the activities of our daily lives are handled via the Internet. There is a lack of an adequately sustainable awareness of the cyber risks to which companies are exposed due to advanced digital networking. This is partly due to the fact that the danger of so-called ‘cyber attacks’ is only partially palpable to many, with attacks going unnoticed in some cases. As a result of major incidents, such as WannaCry and Petya in 2017, or Emotet in 2019, awareness of these risks should be keen, and yet vulnerability remains high due to the often insufficient protections against cyber crime.

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Author:Jörg Dirks
Series (Serial Number):Publikationen der Kölner Forschungsstelle Rückversicherung (12/2020)
Document Type:Conference Proceeding
Creating Corporation:TH Koeln
Date of first Publication:2021/02/01
Date of Publication (online):2023/02/23
GND-Keyword:Kölner Forschungsstelle Rückversicherung
Page Number:14
Institutes:Wirtschafts- und Rechtswissenschaften (F04) / Fakultät 04 / Institut für Versicherungswesen
Dewey Decimal Classification:300 Sozialwissenschaften / 330 Wirtschaft
JEL-Classification:G Financial Economics / G2 Financial Institutions and Services / G22 Insurance; Insurance Companies
Open Access:Open Access
Licence (German):License LogoCreative Commons - CC BY - Namensnennung 4.0 International