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This market research paper has been prepared under the supervision of Prof. Dr. Wolfgang Veit of TH Köln and Prof. Dr. Carol Scovotti of University of Wisconsin-Whitewater in the course of the inter-university cross-border collaboration student research project “Export Opportunity Surveys (EOS)”. This study explores organic lipstick export opportunities to the German and US markets.
We examine the impact of the existence on an explicit deposit insurance (DI) scheme and its design features on bilateral cross‐border deposits (CBD) in a gravity model setting. We find that both the absolute quality of a country's DI and its relative quality vis‐à‐vis other countries' DI generally affect depositor behavior. However, during systemic banking crises, cross‐border depositors primarily seek countries with the best DI schemes. Similarly, during the 2008–2009 great financial crisis, the emergency actions taken by the governments, which supply and maintain these safe havens, have led to substantial relocations of CBD. (JEL F34, G18)
The increasing public awareness of business related impacts on environmental and social well-being, be it positive or negative, are nowadays key drivers of corporate success. Internal and external business environments exert pressure and force transparency as well as responsible action in terms of resolving environmental and social impacts. In line with this, Porter and Kramer regard business behaviour that addresses societal needs and challenges, as the “new way to achieve economic success”.
However, whereas some companies “remain trapped in an out-dated approach to value creation” and restrict their CSR commitment to the compliance with governmental regulation, others proactively address stakeholder needs. By addressing these needs, companies can benefit from grasping the opportunity of enhanced cost efficiency and lowered risk or gaining competitive advantages through establishing unique value propositions, in a way that meets stakeholder demands. Apart from that, CSR performance can be seen as powerful tool to successfully influence stakeholder perceptions in terms of reputation, and thus an exceptional source of value creation. In addition to this, organisations can profit from win-win-win situations related to syncretic value creation by means of partnering with stakeholders. This, however, implies expanding the focus of cost- and risk-reduction towards increasing competitiveness through creating mutual benefits for environment, society and the economy alike.
Although a growing number of companies have recognised the advantages coming along with Corporate Social Responsibility engagement, the accompanying efforts have not been sufficiently mature yet. Due to the fact that many organizations apply a rather narrow and out-dated approach to value creation, they fail to achieve a balance between environmental, social and economic objectives. This, in turn, implies a restriction in their ability to exploit the full value creation potential that is related to CSR engagement. But even organisations applying a broader perspective of value creation, struggle to internalise the opportunities. This is mainly due the challenge of balancing and integrating economic and non-economic criteria. At the same time, organizations are facing the challenge of getting support from senior management and staff. Thus, in order to profit from adopting a ‘broad perspective’, firms must build a deep understanding of the benefits resulting from mutual value creation. However, the main challenge remains the systematic and strategy related integration of Corporate Social Responsibility strategies into core business processes. In respect to this, organizations have to take into account that “social and environment performance are almost certainly unique to each organization”. Thus, value creation in terms of CSR has to be understood as a highly complex set of cause-an-effect relationships among mediating variables and situational contingencies, which is too specific to rely on poorly structured and generic approaches.
In brief, organisations seem to struggle establishing an understanding that does not consider environmental, social and economic benefits as mutually exclusive. Notwithstanding, that such an understanding is established the complexity of factors influencing Corporate Social Responsibility impedes to balance between economic and non-economic criteria. Furthermore, organisations have difficulties to strategically integrate, manage and measure environmental and social performance drivers as well as outcome measures.
This paper introduces a Business Cycle Indicator to compile a transparent and reliable chronology of past business cycle turning points for Germany. The Indicator is derived applying the statistical method of Principal Component Analysis, based on information from 20 economic time series. In this way, the Business Cycle Indicator grasps the development of the broader economic activity and has several advantages over a business cycle assessment based on quarterly series of Gross Domestic Product.
Während des Kurzvortrags wird auf rückversicherungsrelevante Aspekte von Ökosystemen im Bereich Automotive und Mobility eingegangen. Hierzu werden insbesondere folgende Aspekte betrachtet: Die Definition und Beschreibung der Rollen innerhalb eines Ökosystems unter besonderer Berücksichtigung der Rolle von Versicherungsunternehmen; Status und mögliche Treiber von sich verändernden Ökosystemen im Bereich
Automotive und Mobility; Möglichkeiten der strategischen Positionierung für Rückversicherungsunternehmen.
This paper studies the process of business cycle synchronization in the European Union and the euro area. As our baseline methodology we adopt rolling window correlation coefficients of various economic indicators, observed since 2000. Among the indicators, we distinguish between real economic indicators, like the real GDP growth and unemployment, and nominal indicators, like inflation and government budget. Given the direct implication of this kind of analysis for the common monetary policy of the European Central Bank (ECB), special attention is paid to the pattern of business cycle synchronization in the core and peripheral members of the euro area. Our analysis of quarterly data covering the first two decades of the euro area shows that there was a certain synchronization tendency in the first years of the common currency. However, the European debt crisis halted the economic integration within the European Union and—even more so—within the euro area. Since the ECB can to a large extent intervene only with “one-size-fits-all” monetary policy instruments, this renders increasingly cumbersome the conduct of stabilisation policies within the euro area.
»Fit for Invest« Das Magazin
(2021)
This market research paper has been prepared under the supervision of Prof. Dr. Agnieszka Gehringer of TH Köln and Prof. Dr. Carol Scovotti of University of Wisconsin-Whitewater in the course of the inter-university cross-border collaboration student research project “Export Opportunity Surveys (EOS)”. This study explores organic oranges export opportunities to the German and US markets.
This is the fifth time that TH Köln has conducted this study to examine the local XR industry´on behalf of Mediencluster NRW GmbH, a subsidiary of Film- und Medienstiftung NRW. Aside from the two surveys on the North Rhine-Westphalian sector, there have now been three studies on the nationwide XR (extended or cross reality) sector in Germany. By this we mean all companies that create products and services in the field of virtual, mixed or augmented reality (but not firms that employ XR as users).
Die Reihe „Basiswissen zur Nachhaltigkeit“ versucht zu verschiedenen Themen der Nachhaltigkeit, z.B. Klimawandel, Abfallwirtschaft, soziale Gerechtigkeit, grundlegende Fakten zusammenzustellen. Zielsetzung ist es ein Grundwissen bereitzustellen, das zum einen als Ausgangspunkt für vertiefende Analysen dient und zudem eine faktenbasierte Grundlage für die eigene Meinungsbildung sein kann.
Der vorliegende Aufsatz behandelt die Problemfelder der Abfallwirtschaft in Deutschland und weltweit. Zunächst werden die grundlegenden Informationen zu den Begriffen Abfallwirtschaft, Abfallarten, Abfallentsorgung, Recycling u.a. zusammengetragen. Es folgt eine Darstellung der aktuellen Situtation der deutschen Abfallwirtschaft unter den Aspekten Deponieraum, Müllverbrennung, Recycling, Mikroplastik, Abfallexporte und nukleare Entsorgung. Den Abschluss bildet die Analyse von weltweiten Abfallproblematiken wie unzureichende Sammlung und Deponierung, Verschmutzung der Weltmeere mit Plastikabfall, Belastung der Ozeane durch die Folgen der Weltkriege und der Globalisierung.
Die Reihe „Basiswissen zur Nachhaltigkeit“ versucht zu verschiedenen Themen der Nachhaltigkeit, z.B. Klimawandel, Abfallproblematik, soziale Gerechtigkeit, grundlegende Fakten zusammenzustellen. Zielsetzung ist es ein Grundwissen bereitzustellen, das zum einen als Ausgangspunkt für vertiefende Analysen dient und zudem eine faktenbasierte Grundlage für die eigene Meinungsbildung sein kann. Der vorliegende Aufsatz behandelt die Messung, Ursachen und Folgen des Klimawandels sowie die nationalen und internationalen Strategien und Instrumente zur Lösung der Klimaproblematik. Zunächst werden die grundlegenden Informationen zu den Begriffen Klima, Klimawandel und Klimasysteme dargestellt. Dabei wird insbesondere die Messung und Bewertung von langfristigen Temperaturveränderungen kritisch beleuchtet. Nach einem Überblick über die natürlichen und menschengemachten Ursachen des Klimawandels werden die weltweiten Temperaturziele und daraus abgeleiteten CO2-Restbudgets dargestellt und hinsichtlich ihrer Realisierbarkeit analysiert. Der letzte Teil behandelt die Strategien und Instrumente zur Bewältigung des Klimawandels weltweit und in Deutschland.
Abstract
Even though researchers are increasingly acknowledging the dark side of customer participation (i.e., behavioral customer engagement), particularly in professional services with high cognitive demands that cause customer participation stress (i.e., negative psychological state resulting from the customer's overextension by required customer participation efforts), insights on how firms can effectively mitigate customer participation stress remains limited. Building on transactional stress theory, we investigate whether customers can effectively cope with the expected cognitive demands of professional services. Moreover, by introducing an adapted coping construct (i.e., coping support), we examine whether employees can provide coping support to help decrease customer participation stress. The findings of a time‐lagged field study with customers of a large German bank (N = 117) suggest that customer coping before the encounter cannot mitigate the effect of anticipated cognitive demands on customer participation stress. Instead, the results of both the field study and a follow‐up experimental study (N = 218) show that a certain set of employee coping support during service encounters is crucial. While focusing on action coping support is not ideal in situations with high cognitive demands, firms should advise their professional service employees to offer emotional coping support to attenuate the unfavorable effect of cognitive demands on customer participation stress.