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Water security is a major concern for water-scarce cities that face dynamic water challenges due to limited water supply, climate change and increasing water demand. Framing urban water security is challenging due to the complexity and uncertainties of the definitions and assessment frameworks concerning urban water security. Several studies have assessed water security by granting priority indicators equal weight without considering or adapting to the local conditions. This study develops a new urban water security assessment framework with application to the water-scarce city
of Madaba, Jordan. The study applies the new assessment framework on the study area and measures urban water security using the integrated urban water security index (IUWSI) and the analytic hierarchy process (AHP) as a decision management tool to prioritise and distinguish indicators that affect the four dimensions of urban water security: drinking water, ecosystems, climate change and water-related hazards, and socioeconomic aspects (DECS). The integrated urban water security index (IUWSI) highlights the state of water security and intervention strategies in Madaba. The study reveals that urban water security in Madaba is satisfactory to meet basic needs, with shortcomings in some aspects of the DECS. However, Madaba faces poor security in terms of managing climate- and water-related risks. The IUWSI framework assists with a rational and evidence-based decision-making process, which is important for enhancing water resources management in water-scarce cities.
The paper presents results of the modelling of heat transfer at film boiling of a liquid in a porous medium on a vertical heated wall bordering with the porous medium. Such processes are observed at cooling of high-temperature surfaces of heat pipes, microstructural radiators etc. Heating conditions at the wall were the constant wall temperature or heat flux. The outer boundary of the vapor film was in contact with moving or stationary liquid inside the porous medium. An analytical solution was obtained for the problem of fluid flow and heat transfer using the porous medium model in the Darcy–Brinkman and Darcy–Brinkman–Forchheimer approximation. It was shown that heat transfer at film boiling in a porous medium was less intensive than in the absence of a porous medium (free fluid flow) and further decreased with the decreasing permeability of the porous medium. Significant differences were observed in frames of both models: 20% for small Darcy numbers at Da < 2 for the Darcy–Brinkman model, and 80% for the Darcy–Brinkman–Forchheimer model. In the Darcy–Brinkman model, depending on the interaction conditions at the vapor–liquid interface (no mechanical interaction or stationary fluid), a sharp decrease in heat transfer was observed for the Darcy numbers lower than five. The analytical predictions of heat transfer coefficients qualitatively agreed with the data of Cheng and Verma (Int J Heat Mass Transf 24:1151–1160, 1981) though demonstrated lower values of heat transfer coefficients for the conditions of the constant wall temperature and constant wall heat flux.
This investigation attempts to understand the eco‐hydrology of, and accordingly suggest an option to manage floodwater for agriculture in, the understudied and data‐sparse ephemeral Baraka River Basin within the hyper‐arid region of Sudan. Reference is made to the major feature of the basin, that is, the Toker Delta spate irrigation scheme. A point‐to‐pixel comparison of gridded and ground‐based data sets is performed to enhance the estimates of rainfall. Analysis of remotely sensed land use/cover data is performed. The results show a significant reduction of the grassland and barren areas explained by a significant expansion of the cropland and open shrubland (invasive mesquite trees) areas in the delta. The cotton sown area is highly dependent on the flooded area and the discharge volume in the delta. However, the area of this major crop has declined since the early 1990s in favour of cultivation of more profitable food crops. Expansion of mesquite in the delta is problematic, taking hold under increased floodwater, and can only be manged by clearance to provide crop cultivation area. There is a great potential for floodwater harvesting during the rainfall season (June to September). A total seasonal runoff volume of around 4.6 and 10.8 billion cubic metres is estimated at 90 and 50% probabilities of exceedance (reliabilities), respectively. Rather than leaving the runoff generated from rainfall events to pass to the Red Sea or be consumed by mesquite trees, a location for runoff harvesting structure in a highly suitable area is proposed. Such a structure will support any policy shifts towards planning and managing the basin water resources for use in irrigating the agricultural scheme.
One-step preparation of bilayered films from kraft lignin and cellulose acetate to mimic tree bark
(2020)
This contribution presents the development of a dry-cast method for the one-step preparation of bio-based films from wood polymers that mimic the bilayered structure of tree bark, the natural protective layer of the tree. In a simplified view, natural bark can be considered as the superposition of an external homogeneous and non-porous layer (outer bark) and a porous substructure layer (inner bark). This work is a first step for the future development of bio-based biomimetic wood coatings. The film had a bark-like appearance and its total density, bulk density and porosity were similar to values measured in natural bark. Furthermore, the structural characteristics of the studied film, namely specific surface area (BET) and pore size distribution, as well as the performance of the water adsorption ability were investigated and discussed.
We consider a risk model in discrete time with dividends and capital injections. The goal is to maximise the value of a dividend strategy. We show that the optimal strategy is of barrier type. That is, all capital above a certain threshold is paid as dividend. A second problem adds tax to the dividends but an injection leads to an exemption from tax. We show that the value function fulfils a Bellman equation. As a special case, we consider the case of premia of size one. In this case we show that the optimal strategy is a two barrier strategy. That is, there is a barrier if a next dividend of size one can be paid without tax and a barrier if the next dividend of size one will be taxed. In both models, we illustrate the findings by de Finetti’s example.
Das vorliegende Paper beschreibt die im Rahmen von Industrie 4.0 als Einkauf 4.0 be-zeichnete Digitalisierung der Einkaufsfunktion. Neben einer grundlegenden Einführung zu Industrie 4.0 und den Haupttreiber stellt das Paper die Auswirkungen der Digitalisie-rung auf den Einkauf vor.
Es werden generell die Möglichkeiten, Einkaufsfunktionen zu digitalisieren, eine Aus-wahl an Studien zu Kosteneinsparungen und der aktuelle Stand der Umsetzung bei Un-ternehmen dargestellt sowie die Erkenntnisse zum Einsatz von Digitalisierung im Ein-kauf zusammengefasst.
Das Praxis Paper basiert auf der Bachelorarbeit von Johannes Blechmann, die von No-vember 2019 bis Februar 2020 von Prof. Dr. Monika Engelen (TH Köln) und Sven Düs-ter (VOSS Automotive GmbH) betreut wurde.
Pelleted biomass has a low, uniform moisture content and can be handled and stored cheaply and safely. Pellets can be made of industrial waste, food waste, agricultural residues, energy crops, and virgin lumber. Despite their many desirable attributes, they cannot compete with fossil fuel sources because the process of densifying the biomass and the price of the raw materials make pellet production costly.
Leaves collected from street sweeping are generally discarded in landfills, but they can potentially be valorized as a biofuel if they are pelleted. However, the lignin content in leaves is not high enough to ensure the physical stability of the pellets, so they break easily during storage and transportation. In this study, the use of eucalyptus kraft lignin as an additive in tree-leaf pellet production was studied. Results showed that when 2% lignin is added the abrasion resistance can be increased to an acceptable value. Pellets with added lignin fulfilled all requirements of European standards for certification except for ash content. However, as the raw material has no cost, this method can add value or contribute to financing continued sweeping and is an example of a circular economy scenario.
How Digital Strategy and Management Games Can Facilitate the Practice of Dynamic Decision-Making
(2020)
This paper examines how digital strategy and management games that have been initially designed for entertainment can facilitate the practice of dynamic decision-making. Based on a comparative qualitative analysis of 17 games—organized into categories derived from a conceptual model of decision-making design—this article illustrates two ways in which these games may be useful in supporting the learning of dynamic decision-making in educational practice:
(1) Players must take over the role of a decider and solve situations in which players must pursue different conflicting goals by making a continuous series of decisions on a variety of actions and measures; (2) three of the features of the games are considered to structure players’ practice of decision-making and foster processes of learning through the curation of possible decisions, the offering of lucid feedback and the modification of time. This article also highlights the games’ shortcomings, from an educational perspective, as players’ decisions are restricted by the numbers of choices they can make within the game, and certain choices are rewarded more than others. An educational application of the games must, therefore, entail a critical reflection of players’ limited choices inside a necessarily biased system.
Das vorliegende Praxis Paper ist in zwei Bereiche aufgeteilt. Zunächst wird der Prozess zur Veröffentlichung eines Buchs über Amazon dargestellt, während im zweiten Teil Erkenntnisse über die allgemeinen Grundlagen des erfolgreichen Verkaufs auf Amazon zusammengefasst werden. Es basiert auf der Bachelorarbeit von Herrn Christian Dam-bach, die von Juli 2020 bis Oktober 2020 von Prof. Dr. Monika Engelen betreut wurde.
Nach der Darstellung des Veröffentlichungsprozesses werden im weiteren Verlauf die Möglichkeiten der Suchmaschinenoptimierung auf der Produktseite gezeigt und die Suchmaschinenwerbung über Amazon Marketing Services (AMS) vorgestellt. Neben dem Controlling des Verkaufsverlaufs und des Kampagnenverlaufs, wird zunächst die Einrichtung einer Werbeanzeige erläutert und anschließend die verschiedenen Möglich-keiten der Optimierung dargestellt. Daraus werden dann allgemeine Erfolgsfaktoren für den Verkauf auf Amazon abgeleitet, die, über das Fallbeispiel hinaus, auf jegliche ange-botenen Produkte anwendbar sind.
Die Komplexität der Cybergefahr und die sich entwickelnde Natur des Risikos bringen vielfältige Herausforderungen bei der Gestaltung von Versicherungs-produkten, beim Underwriting, beim Risikomanagement und bei der Kumul-kontrolle mit sich - sowohl für Erst- als auch Rückversicherungsgesellschaften. Eine korrekte Cyberrisikobewertung ist daher unabdingbar und der richtige Ansatz muss stets weiterentwickelt werden. Insbesondere die Vielfältigkeit eines Cyberevents ist hierbei zu berücksichtigen.
In der Cyberversicherung liefert die Vergangenheit keine zuverlässigen Indizien für die Wahrscheinlichkeit eines Schadens; Risiken müssen mit aufwändigen Modellrechnungen simuliert werden. Für die Bewertung von Cyberrisiken könnte die künstliche Intelligenz (KI) von Vorteil sein, um Muster und Wahrscheinlichkeiten im Bereich des Risikotransfers einfacher und effizienter zu analysieren. Einen alternativen Lösungsansatz könnten parametrische Rückversicherungslösungen als Ergänzung zur klassischen Versicherung liefern. So kann eine parametrische Cyberdeckung mit einem definierten Trigger (z.B. mit Hilfe der DSGVO als Trigger) als Auslöser für Schadenzahlungen angeboten werden.
Für eine ausreichende Versicherbarkeit von kleinen und mittelständischen Unternehmen, als auch für größere Industrielösungen könnte eine Risk Pooling Facility geschaffen werden, in welcher sich der traditionelle Rückversiche-rungsmarkt zusammen mit den Insurance Linked Securities Markt die Schadenbelastung teilen. Durch Unterstützung der künstlichen Intelligenz und durch parametrische Trigger (z.B. durch die DSGVO) könnten Schadenverläufe effizienter und zielgerichteter erfolgen.
Durch parametrische Cyberdeckungen könnten Transparenzprobleme bei der Schadenabwicklung verhindert und aufwendige Prüfungen der Rückversicherer reduziert werden. Zudem könnte mit Hilfe einer möglichen KI-Strategie die Bewertungen von Cyberrisiken vereinfacht und effizienter gestaltet werden. Parametrische Cyberlösungen können auch für alternatives Kapital interessant sein, denn auch im NatCat-Bereich sind Vehikel mit solchen Trigger-Lösungen verbreitet.
At the case study of the city of Cologne and the neighbouring Rhein‐Erft‐Kreis (a county), selected resilience aspects of critical infrastructure (CI) and cascading effects are analysed concerning major river floods. Using a Geographic Information System, the applicability of the approach is demonstrated using open source software and data, augmented by manual entries. This study demonstrates the feasibility and limitations of analysing lifeline features of interest for disaster risk and emergency management such as roads, bridges and electricity supply. By highlighting interdependencies of emergency services with CI such as roads, cascading effects of interconnected paths are shown. The findings indicate that in an extreme event flood scenario over 2,000 km of roads and eight bridges will be exposed to floods in the area of the rivers Rhine and Erft. This places huge demands on disaster and emergency management institutions and people affected and limits their resiliency.
The Enhancement of standard dense phase carbon dioxide (DPCD) pasteurization by additional mechanical effects wasassessed in this work. These effects were induced during pasteurization by the sudden depressurization in a narrow mini-tube. The high flow velocities, moderate pressures (40–80 bar) and low temperatures (25–45°C) lead to intense degasifica-tion and shear stress. The inactivation of the test microorganismEscherichia coliDH5a(E. coliDH5a) was determinedbefore and after depressurization in the minitube, representing entirely chemical DPCD via dissolved CO2and total inacti-vation comprising the effects of dissolved CO2and mechanical effects, respectively. Compared to conventional DPCDpasteurization, which is mostly attributed to chemical effects, the additional mechanical effects increased the inactivationefficiency considerably.
This article explores the relationship between digital transformation and disaster risk.Vulnerability studies aim at differentiating impacts and losses by using fine-grained information fromdemographic, social, and personal characteristics of humans. With ongoing digital development,these characteristics will transform and result in new traits, which need to be identified andintegrated. Digital transformations will produce new social groups, partly human, semi-human,or non-human—some of which already exist, and some which can be foreseen by extrapolating fromrecent developments in the field of brain wearables, robotics, and software engineering. Thoughinvolved in the process of digital transformation, many researchers and practitioners in the field ofDisaster Risk Reduction or Climate Change Adaptation are not yet aware of the repercussions fordisaster and vulnerability assessments. Emerging vulnerabilities are due to a growing dependency ondigital services and tools in the case of a severe emergency or crisis. This article depicts the differentimplications for future theoretical frameworks when identifying novel semi-human groups and theirvulnerabilities to disaster risks. Findings include assumed changes within common indicators of socialvulnerability, new indicators, a typology of humans, and human interrelations with digital extensionsand two different perspectives on these groups and their dependencies with critical infrastructure.
This paper introduces CAAI, a novel cognitive architecture for artificial intelligence in cyber-physical production systems. The goal of the architecture is to reduce the implementation effort for the usage of artificial intelligence algorithms. The core of the CAAI is a cognitive module that processes the user’s declarative goals, selects suitable models and algorithms, and creates a configuration for the execution of a processing pipeline on a big data platform. Constant observation and evaluation against performance criteria assess the performance of pipelines for many and different use cases. Based on these evaluations, the pipelines are automatically adapted if necessary. The modular design with well-defined interfaces enables the reusability and extensibility of pipeline components. A big data platform implements this modular design supported by technologies such as Docker, Kubernetes, and Kafka for virtualization and orchestration of the individual components and their communication. The implementation of the architecture is evaluated using a real-world use case. The prototypic implementation is accessible on GitHub and contains a demonstration.
In this paper we describe traffic sign recognition with neural networks in the frequency domain. Traffic signs exist in all countries to regulate the traffic of vehicles and pedestrians. Each country has its own set of traffic signs that are more or less similar. They consist of a set of abstract forms, symbols, numbers and letters, which are combined into different signs. Automatic traffic sign recognition is important for driver assistance systems and for autonomous driving. Traffic sign recognition is a subtype of image recognition. The traffic signs are usually recorded by a camera and must be recognized in real time, i.e. assigned to a class. We use neural networks for traffic sign recognition. The special feature of our method is that the traffic sign recognition does not take place in the spatial domain but in the frequency domain. This has advantages because it is possible to significantly reduce the number of neurons and thus the computing effort of the neural network compared to a conventional neural network.
As Digital Twins gain more traction and their adoption in industry increases, there is a need to integrate such technology with machine learning features to enhance functionality and enable decision making tasks. This has lead to the emergence of a concept known as Digital Triplet; an enhancement of Digital Twin technology through the addition of an ’intelligent activity layer’. This is a relatively new technology in Industrie 4.0 and research efforts are geared towards exploring its applicability, development and testing of means for implementation and quick adoption. This paper presents the design and implementation of a Digital Triplet for a three-floor elevator system. It demonstrates the integration of a machine learning (ML) object detection model and the system Digital Twin. This was done to introduce an additional security feature that enabled the system to make a decision, based on objects detected and take preliminary security measures. The virtual model was designed in Siemens NX and programmed via Total Integrated Automation (TIA) portal software. The corresponding physical model was fabricated and controlled using a Programmable Logic Controller (PLC) S7 1200. A control program was developed to mimic the general operations of a typical elevator system used in a commercial building setting. Communication, between the physical and virtual models, was enabled using the OPC-Unified Architecture (OPC-UA) protocol. Object recognition using “You only look once” (YOLOV3) based machine learning algorithm was incorporated. The Digital Triplet’s functionality was tested, ensuring the virtual system duplicated actual operations of the physical counterpart through the use of sensor data. Performance testing was done to determine the impact of the ML module on the real-time functionality aspect of the system. Experiment results showed the object recognition contributed an average of 1.083s to an overall signal travel time of 1.338 s.
Wärme‐ und Kältespeicher von Gebäuden beruhen auf verschiedenen Konzepten der Wärmeübertragung. Bei thermischen Hybridspeichern befindet sich das Phasen-wechselmaterial (PCM) makroverkapselt in PCM‐Objekten, die im Speicherbehälter positioniert sind und vom Wärmeträgerfluid umströmt werden. Die experimentellen Untersuchungen widmen sich den Belade‐ und Entladeeigenschaften des in Kugeln makroverkapselten PCM. Es wird gezeigt, dass die spezifische Wärmeübertragungs-leistung eines Hybridspeichers unmittelbar von der Größe der Kugeln als auch von der spezifischen Wärmeleitfähigkeit des PCM abhängt.
To realize a reliable and cost-effective application of high-temperature superconductive (HTS) equipment at high-voltage (HV) levels, the influence of thermally induced gas bubbles on the dielectric strength of different solid insulating materials in liquid nitrogen (LN2) was investigated. A heatable copper tape electrode arrangement was developed simulating HTS tapes with insulation in between. AC breakdown measurements were performed without and with forced boiling on insulating papers, polypropylene laminated paper (PPLP) and polyimide (PI) films. Under nucleate boiling the influence of bubbles on the dielectric strength of all materials was not significant. However under film boiling the dielectric strength of the insulating papers decreased to a level comparable to their dielectric strength in air, demonstrating the insufficient impregnation of porous materials under film boiling. For PI there was no degradation at all. PPLP retained about 70% of its basic dielectric strength in LN2.
Enhancing DPCD in Liquid Products by Mechanical Inactivation Effects: Assessment of Feasibility
(2020)
The enhancement of standard dense phase carbon dioxide (DPCD) pasteurization by additional mechanical effects was assessed in this work. These effects were induced during pasteurization by the sudden depressurization in a narrow minitube. The high flow velocities, moderate pressures (40–80 bar) and low temperatures (25–45 °C) lead to intense degasification and shear stress. The inactivation of the test microorganism Escherichia coli DH5α (E. coli DH5α) was determined before and after depressurization in the minitube, representing entirely chemical DPCD via dissolved CO2 and total inactivation comprising the effects of dissolved CO2 and mechanical effects, respectively. Compared to conventional DPCD pasteurization, which is mostly attributed to chemical effects, the additional mechanical effects increased the inactivation efficiency considerably.
This paper presents a life cycle assessment (LCA) of photovoltaic (PV) solar modules whichhave been integrated into electric vehicle applications, also called vehicle integrated photovoltaics(VIPV). The LCA was executed by means of GaBi LCA software with Ecoinvent v2.2 as a backgrounddatabase, with a focus on the global warming potential (GWP). A light utility electric vehicle (LUV)named StreetScooter Work L, with a PV array of 930 Wp, was analyzed for the location of Cologne,Germany. An operation time of 8 years and an average shadowing factor of 30% were assumed.The functional unit of this LCA is 1 kWh of generated PV electricity on-board, for which an emissionfactor of 0.357 kg CO2-eq/kWh was calculated, whereas the average grid emissions would be 0.435 kgCO2-eq/kWh. Hence, charging by PV power hence causes lower emissions than charging an EV bythe grid. The study further shows how changes in the shadowing factor, operation time, and otheraspects affect vehicle’s emissions. The ecological benefit of charging by PV modules as compared togrid charging is negated when the shadowing factor exceeds 40% and hence exceeds emissions of0.435 kg CO2-eq/kWh. However, if the operation time of a vehicle with integrated PV is prolonged to12 years, emissions of the functional unit go down to 0.221 kg CO2-eq/kWh. It is relevant to point outthat the outcomes of the LCA study strongly depend on the location of use of the vehicle, the annualirradiation, and the carbon footprint of the grid on that location.
In den letzten Jahren haben sich weltweit drei Sovereign Catastrophe Risk Pools entwickelt, welche Klimaversicherungen gegen Naturkatastrophen in Schwellen- und Entwicklungsländern anbieten:
• Caribbean Catastrophe Risk Insurance Facility (CCRIF) in der Karibik
• African Risk Capacity (ARC) in Afrika
• Pacific Catastrophe Risk Insurance Company (PCRIC) im pazifischen Raum
Hintergrund für die Entwicklung dieser Pools ist der geringe fiskalpolitische Spielraum in Schwellen- und Entwicklungsländern. So sind Erhöhungen von Steuereinnahmen oder Kapitalallokationen kaum möglich. Außerdem endet eine
Verschuldung am Kapitalmarkt häufig im Schuldenerlass, wodurch eine Refinanzierung gefährdet werden kann. Schließlich bleiben nur noch Spenden und Hilfsgelder als Maßnahme übrig, welche u.a. durch die G7-Staaten, die Weltbank oder die Weltgesundheitsorganisation zur Verfügung gestellt werden können.
The 13th Annual Meeting of the Sponsoring Group Reinsurance was held 26 June 2020. Due to COVID-19, the event was held online this year. Some 80 representatives of the (re)insurance companies involved in the Sponsoring Group took part in the meeting, along with guests. Offered for the sixth time as part of the Annual Meeting, the Researchers’ Corner gave the seven academic researchers at the Cologne Research Centre for Reinsurance an opportunity to deliver a presentation on the research project each in which each is involved in 2020.
In three sessions – each featuring 2-3 parallel lectures with posters – the most important results of the scientific studies by the Cologne Research Centre for
Reinsurance were presented and discussed. The heterogeneity of the topics
presented by academic staff reflects the dovetailing of Cologne Research Centre with reinsurance practice.
Session 1
a) Manuel Dietmann (M.Sc.): Preventive recovery planning for insurance companies
b) Robert Joniec (M.Sc., FCII, cand. PhD): Capital is fungible, the market is
growing more efficient – But how valid are research results?
c) Jörg Dirks (M.Sc., FCII): Cyber risks in reinsurance – Insurable on a parametric basis through AI?
Session 2
a) Wolfgang Koch (M.Sc., FCII): Trend in sovereign cat pools in emerging and developing economies
b) Fabian Lassen (M.Sc., FCII): Environmental social governance – A look at reinsurers
Session 3
a) Fabian Pütz (M.Sc., PhD): Reinsurance aspects of product recalls in the automobile sector
b) Lihong Wang (M.Sc., FCII): China’s Belt and Road Initiative (BRI) – Its impact
on the global (re)insurance industry
Poster session
a) Fabian Lassen (M.Sc., FCII): Private-public partnership – The solution for the insurability of pandemics?
b) Christian Serries (B.Sc.): Silent Cyber as a challenge for the (re-)
insurance industry
c) Frank Cremer (B.Sc. / FCII): Digital ecosystems – Relevance for reinsurance?
d) Harald Kurtze (B.Sc.): Sharing economy – Impacts for reinsurance?
With the publication series, ‘Proceedings of the Researchers’ Corner’, the Cologne Research Centre for Reinsurance meets the desire for publication of the research results of our scholars together with the accompanying posters and discussions. The titles are reproduced in keeping with the above agenda of the Researchers’ Corner
for the 13th Annual Meeting of the Förderkreis Rückversicherung [Sponsoring Group Reinsurance].
Diese Veröffentlichung basiert auf einem Vortrag an dem Forschungsinstitut für Privatversicherungsrecht (Leitung Univ.-Prof. Dr. Michael Gruber) der Universität Salzburg am 7. Januar 2020. Zunächst erfolgte ein kurzer Überblick über die – aus juristischer Sicht vielleicht interessanten – Rückversicherungsaspekte von Solvency II. Anschließend wurden die Organisation und Durchführung von Schiedsgerichtsverfahren in der Rückversicherung erläutert sowie deren Vereinbarung in Rückversicherungsverträgen. Als ein fiktives Beispiel für Gerichts- und Schiedsgerichtsverfahren wurde die fehlende Vereinbarung des für die Rückversicherungsvertragsbeziehung geltenden Rechts gewählt. An dieser Fragestellung wurden die unterschiedlichen Vorgehensweisen eines Gerichts beziehungsweise eines Schiedsgerichtsverfahrens diskutiert. Insbesondere wären in den beiden Verfahren diametral entgegengesetzte Entscheidungen zu erwarten. Im Hauptteil des Vortrags wurden dann die Hurricane-Ereignisse Harvey, Irma und Maria („HIM“) in 2017 adressiert: Verlauf, Schäden, jeweilige Besonderheiten, unterschiedliche Kommunikation gegenüber Öffentlichkeit und Investoren durch einzelne Rückversicherer, Auswirkungen auf die Dividendenpolitik und vieles andere mehr. Danach wurde anhand der Schadenereignisse in den Folgejahren und der uneinheitlichen Renewals seit 2017 in Erst- und Rückversicherung sowie Retrozession die These plausibilisiert,dass der Rückversicherungszyklus spätestens seit HIM ausgesetzt ist. Zur Abrundung wurden die – ebenfalls uneinheitlichen – jeweiligen Entwicklungen von traditionaler Rückversicherung und dem Alternative Risk Transfer durch Insurance Linked Securities gegenübergestellt. Die Volatilität der Rückversicherungsmärkte wird die Akteure sicherlich auch weiterhin in Atem halten – und dem Beobachter die Möglichkeit zu Analyse und Kommentierung.
Proceedings des Researchers‘ Corner zur 13. Jahrestagung des Förderkreises Rückversicherung 2020
(2020)
Am 26. Juni 2020 fand die 13. Jahrestagung des Förderkreises Rückversicherung
statt. Durch Covid-19 bedingt fand in diesem Jahr die Veranstaltung online statt.
Etwa 80 Repräsentanten der in dem Förderkreis mitwirkenden (Rück-)
Versicherungsunternehmen und Gäste nahmen daran teil. Im Rahmen der
Jahrestagung wurde zum sechsten Mal der Researchers‘ Corner durchgeführt, in
dessen Verlauf die sieben wissenschaftlichen Forscher*innen der Kölner
Forschungsstelle Rückversicherung je einen Vortrag zu dem jeweils bearbeiteten
Forschungsprojekt 2020 hielten.
In drei Sessions – mit je 2-3 parallel Vorträgen mit Poster – wurden die wichtigsten
Ergebnisse der wissenschaftlichen Untersuchungen der Kölner Forschungsstelle
Rückversicherung präsentiert und diskutiert. Die Heterogenität der vorgetragenen
Themen spiegelt die Verzahnung der Kölner Forschungsstelle mit der
Rückversicherungspraxis wider.
Against the background of a worldwide decrease in the number of gauging stations,the estimation of river discharge using spaceborne data is crucial for hydrological research, rivermonitoring, and water resource management. Based on the at-many-stations hydraulic geometry(AMHG) concept, a novel approach is introduced for estimating river discharge using Sentinel-1time series within an automated workflow. By using a novel decile thresholding method, no a prioriknowledge of the AMHG function or proxy is used, as proposed in previous literature. With arelative root mean square error (RRMSE) of 19.5% for the whole period and a RRMSE of 15.8%considering only dry seasons, our method is a significant improvement relative to the optimizedAMHG method, achieving 38.5% and 34.5%, respectively. As the novel approach is embedded intoan automated workflow, it enables a global application for river discharge estimation using solelyremote sensing data. Starting with the mapping of river reaches, which have large differences inriver width overthe year, continuous river width time series are created using high-resolution andweather-independent SAR imaging. It is applied on a 28 km long section of the Mekong River nearVientiane, Laos, for the period from 2015 to 2018.
Das vorliegende Paper fasst die Erkenntnisse zum Einsatz von Influencer Marketing generell und besonders für Startups zusammen.
Es basiert auf der Bachelorarbeit von Herr Bilel Mestiri, der von November 2019 bis Februar 2020 von Prof. Dr. Monika Engelen und Prof. Dr. Christina Werner betreut wurde. Neben einer Recherche der grundlegenden Theorie und den daraus gewonnen Erkenntnissen wurde unter Literaturbezug ein Leitfaden erstellt.
Dieses Paper soll als Einstieg in das Thema Influencer Marketing sowie als Orientierungshilfe für den Einsatz von Influencer Marketing für Startups dienen.
Proper satellite-based crop monitoring applications at the farm-level often require near-daily imagery at medium to high spatial resolution. The combination of data from different ongoing satellite missions Sentinel 2 (ESA) and Landsat 7/8 (NASA) provides this unprecedented opportunity at a global scale; however, this is rarely implemented because these procedures are data demanding and computationally intensive. This study developed a robust stream processing for the harmonization of Landsat 7, Landsat 8 and Sentinel 2 in the Google Earth Engine cloud platform, connecting the benefit of coherent data structure, built-in functions and computational power in the Google Cloud. The harmonized surface reflectance images were generated for two agricultural schemes in Bekaa (Lebanon) and Ninh Thuan (Vietnam) during 2018–2019. We evaluated the performance of several pre-processing steps needed for the harmonization including the image co-registration,
Bidirectional Reflectance Distribution Functions correction, topographic correction, and band adjustment. We found that the misregistration between Landsat 8 and Sentinel 2 images varied from 10 m in Ninh Thuan (Vietnam) to 32 m in Bekaa (Lebanon), and posed a great impact on the quality of the final harmonized data set if not treated. Analysis of a pair of overlapped L8-S2 images over the Bekaa region showed that, after the harmonization, all band-to-band spatial correlations were greatly improved. Finally, we demonstrated an application of the dense harmonized data set for crop mapping and monitoring. An harmonic (Fourier) analysis was applied to fit the detected unimodal, bimodal and trimodal shapes in the temporal NDVI patterns during one crop year in Ninh Thuan province. The derived phase and amplitude values of the crop cycles were combined with max-NDVI as an R-G-B false composite image. The final image was able to highlight croplands in bright colors (high phase and amplitude), while the non-crop areas were shown with grey/dark (low phase and amplitude). The harmonized data sets (with 30 m spatial resolution) along with the Google Earth Engine scripts used are provided for public use.
The use of nematic liquid crystal (LC) mixtures for microwave frequency applicationspresents a fundamental drawback: many of these mixtures have not been properly characterizedat these frequencies, and researchers do not have an a priori clear idea of which behavior they canexpect. This work is focused on developing a new procedure for the extraction of the main parametersof a nematic liquid crystal: dielectric permittivity and loss tangent at 11 GHz under differentpolarization voltages; splay elastic constantK11, which allows calculation of the threshold voltage(Vth); and rotational viscosityγ11, which allows calculating the response time of any arbitrary device.These properties will be calculated by using a resonator-based method, which is implementedwith a new topology of substrate integrated transmission line. The LC molecules should be rotated(polarized) by applying an electric field in order to extract the characteristic parameters; thus,the transmission line needs to have two conductors and low electric losses in order to preserve theintegrity of the measurements. This method was applied to a well-known liquid crystal mixture(GT3-23002 from MERCK) obtaining the permittivity and loss tangent versus bias voltage curves,the splay elastic constant, and the rotational viscosity of the mixture. The results validate the viabilityof the proposed method.
Die Bundesregierung hat sich verpflichtet, die Treibhausgasemissionen in den nächsten Jahren stark zu senken. Potentiale hierfür werden besonders im Gebäudesektor gesehen, da dieser einen hohen Anteil des Endenergieverbrauchs verursacht. Bisher lagen für den Gebäudetypus der „Theaterspielstätte“ im Gegensatz zu anderen Gebäudetypologien weder energetische Kennwerte noch Daten zum Raumkomfort vor. Im Rahmen einer deutschlandweiten Querschnittserhebung in 13 Theaterspielstätten über den Zeitraum von drei Wochen wurden sowohl Energieverbräuche mittels zerstörungsfrei
installierter Messsensoren als auch Daten zum Raumkomfort durch den Einsatz eines Messtorsos auf Nutzerebene sowie
einer parallelen Nutzerbefragung erfasst, ausgewertet und analysiert. Anhand dieser Daten wurden charakteristische Kennwerte gebildet und ein Benchmarking erstellt. Darüber hinaus konnte der Energieverbrauch mittels TEK-Tool rechnerisch auf Nutzungszonen und Gewerke verteilt werden, sodass ein Verständnis für die Struktur des Energieverbrauchs in Theaterspielstätten entwickelt wurde, auf Basis dessen die Abschätzung energetischer Einsparpotentiale möglich ist.
Außerdem wurde durch ein einjähriges Intensivmonitoring im sanierten Scharoun Theater Wolfsburg exemplarisch das Einsparpotential durch Gebäudesanierungen und Anlagenoptimierungen von Theaterspielstätten messtechnisch erforscht. Die gemessenen Daten wurden dem Energieverbrauch vor der Sanierung sowie den Sanierungszielen gegenübergestellt und ebenso gegenüber den Kennwerten aus der Querschnittserhebung eingeordnet.
Die Erkenntnisse über die Nutzungs- und Energieverbrauchsstruktur in Theaterspielstätten können zukünftig angewendet werden, um Energieverbräuche rechnerisch besser ermitteln zu können und um Ansatzpunkte zur Reduzierung des Energieverbrauchs zu identifizieren.
Wetlands offer different ecosystem services that contribute to human well-being (Kovács et al., 2015). According to the Ramsar Convention Secretariat (2018) wetland located in urban areas have been threatened by several activities such as drainage, pollution, encroachment, agriculture, among others. On the other hand, wetland degradation reduces the resilience of hazards like floods and storm surges (Kumar et al., 2017). For that reason, ecosystem-based disaster risk reduction (Eco-DRR) is an important strategy which enhances the conservation and restoration of ecosystems to reduce disaster risk aiming to sustainable development and resilience (Estrella & Saalismaa, 2013). Despite international recognition of the importance of wetlands, urban wetlands have diminished their capacity to cope with flood threats (Boyer and Polasky, 2006) due to the aforementioned human impacts.
That is why this thesis aimed to identify the role of urban wetlands in Bogota, Colombia, that has an urban wetland complex that is recognised as a Ramsar site in 2018. However, wetlands in the city reduced its area from 50.000 hectares to less than 800, approximately, in less than 40 years, mainly because of urban expansion and encroachment (IDIGER, 2018). To achieve this objective, an analysis of the city’s risk management framework was conducted, as well as a stakeholder analysis based on semi-structured interviews and a spatial-temporal analysis for the period 1998-2017, for which the Jaboque wetland was used as a case study. This wetland is located near the Bogotá River and is in the area threatened by flooding.
It was possible to determine that national and district policies on wetlands, biodiversity, and climate change adaptation address some ecosystem functions. Still, disaster risk reduction is not strongly linked to them. Thus, based on the case study, the wetlands in Bogota have not played a decisive role in flood risk management in the city.
We examine the impact of the existence on an explicit deposit insurance (DI) scheme and its design features on bilateral cross‐border deposits (CBD) in a gravity model setting. We find that both the absolute quality of a country's DI and its relative quality vis‐à‐vis other countries' DI generally affect depositor behavior. However, during systemic banking crises, cross‐border depositors primarily seek countries with the best DI schemes. Similarly, during the 2008–2009 great financial crisis, the emergency actions taken by the governments, which supply and maintain these safe havens, have led to substantial relocations of CBD. (JEL F34, G18)
Campylobacter spp. are one of the most important food-borne pathogens, which are quite susceptible to environmental or technological stressors compared to other zoonotic bacteria. This might be due to the lack of many stress response mechanisms described in other bacteria. Nevertheless, Campylobacter is able to survive in the environment and food products. Although some aspects of the heat stress response in Campylobacter jejuni are already known, information about the stress response in other Campylobacter species are still scarce. In this study, the stress response of Campylobacter coli and Campylobacter lari to elevated temperatures (46°C) was investigated by survival assays and whole transcriptome analysis. None of the strains survived at 46°C for more than 8 h and approximately 20% of the genes of C. coli RM2228 and C. lari RM2100 were differentially expressed. The transcriptomic profiles showed enhanced gene expression of several chaperones like dnaK, groES, groEL, and clpB in both strains, indicating a general involvement in the heat stress response within the Campylobacter species. However, the pronounced differences in the expression pattern between C. coli and C. lari suggest that stress response mechanisms described for one Campylobacter species might be not necessarily transferable to other Campylobacter species.
Emergency management services, such as firefighting, rescue teams and ambulances,are all heavily reliant on road networks. However, even for highly industrialised countries such asGermany, and even for large cities, spatial planning tools are lacking for road network interruptionsof emergency services. Moreover, dependencies of emergency management expand not only onroads but on many other systemic interrelations, such as blockages of bridges. The first challenge thispaper addresses is the development of a novel assessment that captures systemic interrelations ofcritical services and their dependencies explicitly designed to the needs of the emergency services.This aligns with a second challenge: capturing system nodes and areas around road networksand their geographical interrelation. System nodes, road links and city areas are integrated into aspatial grid of tessellated hexagons (also referred to as tiles) with geographical information systems.The hexagonal grid is designed to provide a simple map visualisation for emergency planners andfire brigades. Travel time planning is then optimised for accessing city areas in need by weighingimpaired areas of past events based on operational incidents. The model is developed and testedwith official incident data for the city of Cologne, Germany, and will help emergency managers tobetter device planning of resources based on this novel identification method of critical areas.
Polyimides rank among the most heat-resistant polymers and find application in a variety of fields, including transportation, electronics, and membrane technology. The aim of this work is to study the structural, thermal, mechanical, and gas permeation properties of polyimide based nanocomposite membranes in flat sheet configuration. For this purpose, numerous advanced techniques such as atomic force microscopy (AFM), SEM, TEM, TGA, FT-IR, tensile strength, elongation test, and gas permeability measurements were carried out. In particular, BTDA–TDI/MDI (P84) co-polyimide was used as the matrix of the studied membranes, whereas multi-wall carbon nanotubes were employed as filler material at concentrations of up to 5 wt.% All studied films were prepared by the dry-cast process resulting in non-porous films of about 30–50 μm of thickness. An optimum filler concentration of 2 wt.% was estimated. At this concentration, both thermal and mechanical properties of the prepared membranes were improved, and the highest gas permeability values were also obtained. Finally, gas permeability experiments were carried out at 25, 50, and 100 ◦C with seven different pure gases. The results revealed that the uniform carbon nanotubes dispersion lead to enhanced gas permeation properties.
Editorial
(2020)
Academic search systems aid users in finding information covering specific topics of scientific interest and have evolved from early catalog-based library systems to modern web-scale systems. However, evaluating the performance of the underlying retrieval approaches remains a challenge. An increasing amount of requirements for producing accurate retrieval results have to be considered, e.g., close integration of the system’s users. Due to these requirements, small to mid-size academic search systems cannot evaluate their retrieval system in-house. Evaluation infrastructures for shared tasks alleviate this situation. They allow researchers to experiment with retrieval approaches in specific search and recommendation scenarios without building their own infrastructure. In this paper, we elaborate on the benefits and shortcomings of four state-of-the-art evaluation infrastructures on search and recommendation tasks concerning the following requirements: support for online and offline evaluations, domain specificity of shared tasks, and reproducibility of experiments and results. In addition, we introduce an evaluation infrastructure concept design aiming at reducing the shortcomings in shared tasks for search and recommender systems.
Mental illnesses in adolescence and young adulthood are steadily increasing. Thus,mental disorders represent an individual and societal challenge and an enormous health economicburden, creating an urgent need for research and action. Mental health problems are omnipresent inthe life of young people and the internet is the first resource, which helps them to understand theirsituation. Young people with migration background often have more difficulties accessing health careservices. Digital technologies offer an ideal opportunity for a low-threshold platform that addressesthe needs of young people. The current project “GeKo:mental” aims to design a multilingual websitefor Cologne-based adolescents and young adults that will enable them to obtain comprehensiveinformation about mental illness and health, treatment options and first contact points. To designthis website, this study aims to find out what kind of health information is needed and how itshould best be presented. Nine focus group discussions with adolescents and young adults withand without migration background (N = 68) were conducted; the focus group discussions took placeat schools, in an association for social youth work and in an cultural association, which is linkedto a mosque in Cologne, Germany. A qualitative content analysis was conducted on the gatheredmaterial. The participants reported concrete challenges and needs. The results will form the basis forthe development and design of a website.
Ausgangspunkt dieser Untersuchung ist die Analyse des Wissenstransfers von der Wissenschaft in die Praxis der Sozialen Arbeit am Beispiel des Netzwerkbegriffs. Durch die Analyse des Verständnisses von Netzwerken sowie der Nutzung von Netzwerkmetaphern soll der Wissenstransfer nachgezeichnet werden. Die Analyse schließt an den Diskurs der Verwendungsforschung an und versteht Wissenstransfer systemtheoretisch als strukturelle Kopplung zwischen den gesellschaftlichen Funktionssystemen der Sozialen Arbeit und der Wissenschaft. Wissenstransfer ist demnach die Irritation des Hilfesystems durch das Wissenschaftssystem, um Veränderungsprozesse zu initiieren. Dazu wird der wissenschaftliche Diskurs in Hand- und Wörterbüchern zum Thema Netzwerke analysiert und Ergebnissen aus leitfadengestützten Interviews in den Bereichen der Jugendhilfe und Gemeinwesenarbeit gegenübergestellt. Neben der Verwendung des Netzwerkbegriffes werden Netzwerkmetaphern in Wissenschaft und Praxis der Sozialen Arbeit untersucht. Es wird davon ausgegangen, dass Wissenstransfer sich auch in Metaphern manifestiert und Metaphern als Indikator für den Wissenstransfer dienen können.
Im Ergebnis zeigt sich, dass sich die Verwendung des Netzwerkbegriffs in Wissenschaft und Praxis deutlich unterscheidet. Während in der Wissenschaft ein breites Spektrum von unterschiedlichen theoretischen Ansätzen und Begründungszusammenhängen zur Erklärung der Wirkungsweisen von Netzwerken vorliegt, zeigt sich in der Praxis der Sozialen Arbeit eine rudimentäre Rezeption dieser Erkenntnisse.
Stable recombinant mammalian cells are of growing importance in pharmaceutical biotechnology production scenarios for biologics such as monoclonal antibodies, growth and blood factors, cytokines and subunit vaccines. However, the establishment of recombinant producer cells using classical stable transfection of plasmid DNA is hampered by low stable gene transfer efficiencies. Consequently, subsequent selection of transgenic cells and the screening of clonal cell populations are time- and thus cost-intensive. To overcome these limitations, expression cassettes were embedded into transposon-derived donor vectors. Upon the co-transfection with transposase-encoding constructs, elevated vector copy numbers stably integrated into the genomes of the host cells are readily achieved facilitating under stringent selection pressure the establishment of cell pools characterized by sustained and high-yield recombinant protein production. Here, we discuss some aspects of transposon vector technologies, which render these vectors promising candidates for their further utilization in the production of biologics.
The increasing public awareness of business related impacts on environmental and social well-being, be it positive or negative, are nowadays key drivers of corporate success. Internal and external business environments exert pressure and force transparency as well as responsible action in terms of resolving environmental and social impacts. In line with this, Porter and Kramer regard business behaviour that addresses societal needs and challenges, as the “new way to achieve economic success”.
However, whereas some companies “remain trapped in an out-dated approach to value creation” and restrict their CSR commitment to the compliance with governmental regulation, others proactively address stakeholder needs. By addressing these needs, companies can benefit from grasping the opportunity of enhanced cost efficiency and lowered risk or gaining competitive advantages through establishing unique value propositions, in a way that meets stakeholder demands. Apart from that, CSR performance can be seen as powerful tool to successfully influence stakeholder perceptions in terms of reputation, and thus an exceptional source of value creation. In addition to this, organisations can profit from win-win-win situations related to syncretic value creation by means of partnering with stakeholders. This, however, implies expanding the focus of cost- and risk-reduction towards increasing competitiveness through creating mutual benefits for environment, society and the economy alike.
Although a growing number of companies have recognised the advantages coming along with Corporate Social Responsibility engagement, the accompanying efforts have not been sufficiently mature yet. Due to the fact that many organizations apply a rather narrow and out-dated approach to value creation, they fail to achieve a balance between environmental, social and economic objectives. This, in turn, implies a restriction in their ability to exploit the full value creation potential that is related to CSR engagement. But even organisations applying a broader perspective of value creation, struggle to internalise the opportunities. This is mainly due the challenge of balancing and integrating economic and non-economic criteria. At the same time, organizations are facing the challenge of getting support from senior management and staff. Thus, in order to profit from adopting a ‘broad perspective’, firms must build a deep understanding of the benefits resulting from mutual value creation. However, the main challenge remains the systematic and strategy related integration of Corporate Social Responsibility strategies into core business processes. In respect to this, organizations have to take into account that “social and environment performance are almost certainly unique to each organization”. Thus, value creation in terms of CSR has to be understood as a highly complex set of cause-an-effect relationships among mediating variables and situational contingencies, which is too specific to rely on poorly structured and generic approaches.
In brief, organisations seem to struggle establishing an understanding that does not consider environmental, social and economic benefits as mutually exclusive. Notwithstanding, that such an understanding is established the complexity of factors influencing Corporate Social Responsibility impedes to balance between economic and non-economic criteria. Furthermore, organisations have difficulties to strategically integrate, manage and measure environmental and social performance drivers as well as outcome measures.
Risikobasierte Authentifizierung (RBA) ist eine adaptive Sicherheitsmaßnahme zur Stärkung passwortbasierter Authentifizierung. Sie zeichnet Merkmale während des Logins auf und fordert zusätzliche Authentifizierung an, wenn sich Ausprägungen dieser Merkmale signifikant von den bisher bekannten unterscheiden. RBA bietet das Potenzial für gebrauchstauglichere Sicherheit. Bisher jedoch wurde RBA noch nicht ausreichend im Bezug auf Usability, Sicherheit und Privatsphäre untersucht. Dieser Extended Abstract legt das geplante Dissertationsvorhaben zur Erforschung von RBA dar. Innerhalb des Vorhabens konnte bereits eine Grundlagenstudie und eine darauf aufbauende Laborstudie durchgeführt werden. Wir präsentieren erste Ergebnisse dieser Studien und geben einen Ausblick auf weitere Schritte.
Starmerella bombicola is known to produce sub‐terminally hydroxylated lactonic sophorolipids (SLs), while Candida kuoi synthesizes acidic open chain SLs with terminally hydroxylated fatty acids. Upon feeding glucose and fatty alcohols both strains form long‐chain nonionic SLs. According to structure elucidation the SLs consist of a hydroxylated fatty acid esterified with fatty alcohol and linked via a glycoside bond to the diacetylated sophorose unit. Palmityl, stearyl, and oleyl alcohols lead to products with lipid chain lengths of C32 or C36. Oleyl alcohol is the preferred substrate leading to 45 g L−1 of the double unsaturated C36 SL with S. bombicola and 20 g L−1 with C. kuoi. Scale up from shake flask to 1.5 L fermentations is possible and 65 g L−1 long‐chain SLs are obtained with S. bombicola within 7 days. Mixed feeding of oleic acid and a variety of fatty alcohols leads to new long‐chain SLs. In the presence of oleic acid the yeasts do not oxidize the fatty alcohol and thus the production of biosurfactants with tailored chain length is possible. The long‐chain SLs show good emulsification ability of water/paraffin oil mixtures at low energy input and reduced interfacial tension significantly.
Practical Applications: Sophorolipids are produced by fermentation on industrial scale focusing on cleaning and detergent applications. Mainly lactonic or anionic open‐chain forms are used today. The new long‐chain SLs presented in this manuscript are accessible with existing production technology and can be produced with high titers from cost‐efficient renewable raw materials. In contrast to the commercial products the long‐chain SLs are more hydrophobic and exhibit a strong emulsification behavior. Therefore they have the potential to broaden the application range of SLs in future. They may be useful as novel emulsifiers for cosmetic creams and lotions, pharmaceutical ointments and food products or may find application in oil spill remediation.
The reinsurance market continues to face major challenges – at this point we would like to outline just one of these, by way of example. The renewal of reinsurance contracts effective 1st January 2020 seems to present an-other disappointment for the reinsurance sector. This development is surprising for a substantial hardening of prices and conditions, not only in the retrocession area but also in the primary (corporate) insurance market. As a rule, a price increase in the retrocession sector is initially followed by a price rise in the reinsurance industry, which then ultimately also occurs in the primary (corporate) insurance market. Yet the trend we are currently witnessing seems to have skipped over the reinsurers. This confronts the reinsurance market with the question of whether – and, if so, when – the price adjustments will also take effect in the case of reinsurance contracts. The Cologne Research Centre for Reinsurance analyses the latest developments in the reinsurance market and, where appropriate, monitors these through research pro-jects. In the process, the Cologne Research Centre for Reinsurance links its research activities with practices in the reinsurance sector. Hereby, and facilitated through or-ganisation of the annual Cologne Reinsurance Symposium and the Annual Meeting of the Sponsoring Group Reinsurance [Förderkreis Rückversicherung], a bi-directional transfer of knowledge between theory and practice is pursued. The content of these two scientific events, as well as the completed research projects, are incorporated into scholarship and instruction at the Institute of Insurance Studies, rounding out practice-oriented training in the field of reinsurance. There are seven researchers, two employees responsible for research management and one administrative employee currently on the staff of the Cologne Research Cen-tre for Reinsurance. Thereby, all material and personnel costs are fully financed by third-party funds provided by the Sponsoring Group Reinsurance. Within the scope of its social and environmental responsibility, this year the Cologne Research Centre for Reinsurance dealt with the topics of climate protection, sustaina-bility and equality. Because these topics are at once global, national and individual missions, the Cologne Research Centre for Reinsurance developed ideas and took measures to actively practice climate protection, sustainability and equality. In this ef-fort, great importance was attached to maintaining the level of quality while at the same time pursuing the objectives the Research Centre had set for itself in the above-men-tioned areas. While it is still in its beginnings, our initiative in the field of climate protec-tion and sustainability is manifested particularly in the most sustainable management of resources and travel we can achieve.
We want to thank the Sponsoring Group Reinsurance, the University leadership and administration, ivwKöln [the Institute of Insurance Studies Cologne] and the employees of the Cologne Research Centre for Reinsurance for all their support for the research projects and events of the past year.
Der Rückversicherungsmarkt steht auch weiterhin vor großen Herausforderungen – an dieser Stelle soll hiervon nur eine exemplarisch angerissen werden.
Die Erneuerung der Rückversicherungsverträge zum 1. Januar 2020 scheint für die Rückversicherung abermals enttäuschend zu verlaufen. Diese Entwicklung überrascht insofern, als dass sowohl im Retrozessionsbereich als auch auf dem (Industrie-)Erstversicherungsmarkt eine substantielle Preis- und Bedingungsverhärtung zu verzeichnen sind.
Im Regelfall folgt auf eine Preissteigerung im Retrozessionsbereich zunächst eine Preiserhöhung in der Rückversicherungsbranche, die dann letztendlich auch auf dem (Industrie-)Erstversicherungsmarkt eintritt. Allerdings scheint die derzeitige Entwicklung die Rückversicherer übersprungen zu haben. Somit steht der Rückversicherungsmarkt vor der Frage, ob und falls ja wann, die Preisanpassungen auch bei den Rückversicherungsverträgen wirksam werden.
Die Kölner Forschungsstelle Rückversicherung analysiert die aktuellen Entwicklungen des Rückversicherungsmarktes und begleitet diese gegebenenfalls durch Forschungsprojekte. Dabei verbindet die Kölner Forschungsstelle Rückversicherung ihre Forschungsaktivitäten mit der Rückversicherungspraxis. Hiermit und mit Hilfe der Durchführung des jährlichen Kölner Rückversicherungs-Symposiums und der Jahrestagung des Förderkreises Rückversicherung wird ein bidirektionaler Wissenstransfer zwischen Theorie und Praxis betrieben.
Die Inhalte dieser beiden wissenschaftlichen Veranstaltungen sowie die bearbeiteten Forschungsprojekte fließen in die Lehre an dem Institut für Versicherungswesen ein und komplettieren so die praxisorientierte Ausbildung in dem Bereich der Rückversicherung.
In der Kölner Forschungsstelle Rückversicherung sind derzeit sieben forschende, zwei für das Wissenschaftsmanagement zuständige Mitarbeiterinnen und Mitarbeiter und eine administrative Mitarbeiterin beschäftigt. Dabei werden sämtliche Personal-, Sach- und Reisekosten vollständig aus Drittmitteln des Förderkreises Rückversicherung finanziert.
In diesem Jahr hat sich die Kölner Forschungsstelle Rückversicherung im Rahmen ihrer sozialen und ökologischen Verantwortung mit den Themen Klimaschutz, Nachhaltigkeit und Gleichberechtigung auseinandergesetzt. Da diese Themen sowohl globale, nationale als auch individuelle Aufgaben sind, hat die Kölner Forschungsstelle Rückversicherung Ideen entwickelt und Maßnahmen ergriffen, um Klimaschutz, Nachhaltigkeit und Gleichberechtigung aktiv zu leben. Große Bedeutung wurde dabei der Wahrung des Qualitätsniveaus bei gleichzeitiger Verfolgung der selbstgesteckten Ziele in oben genannten Bereichen beigemessen. Unsere – noch am Anfang stehende – Initiative in Sachen Klimaschutz und Nachhaltigkeit äußert sich insbesondere in einem möglichst nachhaltigen Ressourcen- und Reisemanagement.
Dem Förderkreis Rückversicherung, der Hochschulleitung und -verwaltung, dem ivwKöln sowie den Mitarbeitern der Kölner Forschungsstelle Rückversicherung gilt unser Dank für die Unterstützung der Forschungsprojekte und Veranstaltungen im vergangenen Jahr.
Der Rückversicherungsmarkt steht auch weiterhin vor großen Herausforderungen – an dieser Stelle soll hiervon nur eine exemplarisch angerissen werden. Die Erneuerung der Rückversicherungsverträge zum 1. Januar 2020 scheint für die Rückversicherung abermals enttäuschend zu verlaufen. Diese Entwicklung überrascht insofern, als dass sowohl im Retrozessionsbereich als auch auf dem (Industrie-)Erstversicherungsmarkt eine substantielle Preis- und Bedingungsverhärtung zu verzeichnen sind.
Im Regelfall folgt auf eine Preissteigerung im Retrozessionsbereich zunächst eine Preiserhöhung in der Rückversicherungsbranche, die dann letztendlich auch auf dem (Industrie-)Erstversicherungsmarkt eintritt. Allerdings scheint die derzeitige Entwicklung die Rückversicherer übersprungen zu haben. Somit steht der Rückver-sicherungsmarkt vor der Frage, ob und falls ja wann, die Preisanpassungen auch bei den Rückversicherungsverträgen wirksam werden. Die Kölner Forschungsstelle Rückversicherung analysiert die aktuellen Entwicklungen des Rückversicherungsmarktes und begleitet diese gegebenenfalls durch Forschungsprojekte. Dabei verbindet die Kölner Forschungsstelle Rückversicherung ihre Forschungsaktivitäten mit der Rückversicherungspraxis. Hiermit und mit Hilfe der Durchführung des jährlichen Kölner Rückversicherungs-Symposiums und der Jahrestagung des Förderkreises Rückversicherung wird ein bidirektionaler Wissen-stransfer zwischen Theorie und Praxis betrieben. Die Inhalte dieser beiden wissenschaftlichen Veranstaltungen sowie die bearbeiteten Forschungsprojekte fließen in die Lehre an dem Institut für Versicherungswesen ein und komplettieren so die praxisorientierte Ausbildung in dem Bereich der Rückversicherung.
In der Kölner Forschungsstelle Rückversicherung sind derzeit sieben forschende, zwei für das Wissenschaftsmanagement zuständige Mitarbeiterinnen und Mitarbeiter und eine administrative Mitarbeiterin beschäftigt. Dabei werden sämtliche Personal-, Sach- und Reisekosten vollständig aus Drittmitteln des Förderkreises Rückversicherung finanziert. In diesem Jahr hat sich die Kölner Forschungsstelle Rückversicherung im Rahmen ihrer sozialen und ökologischen Verantwortung mit den Themen Klimaschutz, Nachhaltigkeit und Gleichberechtigung auseinandergesetzt. Da diese Themen sowohl globale, nationale als auch individuelle Aufgaben sind, hat die Kölner Forschungsstelle Rückversicherung Ideen entwickelt und Maßnahmen ergriffen, um Klimaschutz, Nachhaltigkeit und Gleichberechtigung aktiv zu leben. Große Bedeutung wurde dabei der Wahrung des Qualitätsniveaus bei gleichzeitiger Verfolgung der
selbstgesteckten Ziele in oben genannten Bereichen beigemessen. Unsere – noch am Anfang stehende – Initiative in Sachen Klimaschutz und Nachhaltigkeit äußert sich insbesondere in einem möglichst nachhaltigen Ressourcen- und Reisemanagement. Dem Förderkreis Rückversicherung, der Hochschulleitung und -verwaltung, dem ivwKöln sowie den Mitarbeitern der Kölner Forschungsstelle Rückversicherung gilt unser Dank für die Unterstützung der Forschungsprojekte und Veranstaltungen im vergangenen Jahr.
Die Kölner Forschungsstelle Rückversicherung analysiert die aktuellen Entwicklungen des Rückversicherungsmarktes und begleitet diese gegebenenfalls durch Forschungsprojekte.
Dabei verbindet die Forschungsstelle RV ihre Forschungsaktivitäten mit der Rückversicherungspraxis. Das Jahr 2020 war vor allem durch die weltweite Pandemie Covid-19 geprägt. Es ergaben sich sowohl allgemein als auch speziell für die (Rück-) Versicherungswirtschaft zahlreiche substanzielle Herausforderungen. Natürlich war auch die Kölner Forschungsstelle Rückversicherung durch die vielen Veranstaltungsausfälle beziehungsweise deren behelfsmäßige Durchführung in Online-Formaten in dem Austausch sowie dem bidirektionalem Wissenstransfer mit der Praxis stark beeinträchtigt. Insbesondere der Ausfall des 17. Kölner Rückversicherungs-Symposiums hat uns sehr geschmerzt. Die 13. Jahrestagung des Förderkreises Rückversicherung war in dem gewählten Online-Format durchaus geglückt- aber natürlich möchten wieder so bald wie möglich zu der traditionellen Veranstaltungsform im Clostermannshof zurückkehren. Ein voller Erfolg war mit 178 Teilnehmern dagegen die von der Forschungsstelle RV ausgerichtete Webinar-Reihe zu
der EIOPA Initiative bzgl. der Risk Mitigation Techniques, die die Effekte von Rückversicherung unter Solvency II verändern könnte.
In der Kölner Forschungsstelle Rückversicherung sind derzeit zwölf Mitarbeiter*innen beschäftigt. Sämtliche Personal-, Sach- und Reisekosten der Forschungsstelle
RV werden vollständig aus Drittmitteln des Förderkreises Rückversicherung finanziert.
Die Forschungsarbeit sowie die Kommunikation und Kooperation zwischen den Mitarbeiter*innen der Forschungsstelle RV war durch die besonderen Umstände kaum eingeschränkt. Da die meisten Mitarbeiter*innen ohnehin nicht in Köln leben und arbeiten, war für diese das Remote- und Online-Arbeiten bereits vor den Corona-
Zeiten die Regel. Auch für die weiteren Mitarbeiter*innen gelang der Übergang ins Home Office (nahezu) reibungslos.
Wie in jedem Jahr gilt unser Dank dem Förderkreis Rückversicherung, der Hochschulleitung und -verwaltung sowie dem Institut für Versicherungswesen für die Unterstützung unserer Forschungsarbeit.
The Cologne Research Centre for Reinsurance analyses the latest developments in the reinsurance market and, where appropriate, monitors these through research projects. In the process, the Research Centre for Reinsurance links its research activities with practices in the reinsurance sector. The year 2020 was dominated by the global COVID-19 pandemic. There were numerous substantial challenges that arose not just in general but also for the (re-)insurance industry in particular. Naturally, interaction and practical, bidirectional knowledge transfer at the Cologne Research Centre for Reinsurance was also hard-hit by the many event cancellations and their makeshift relocation to online formats. We particularly regretted the cancellation of the 17th Cologne Reinsurance Symposium. The 13th Annual Meeting of the Sponsoring Group Reinsurance was quite a success in the chosen online format – but of course we would like to return to the traditional event format at Clostermannshof as soon as possible. A complete success, on the other hand, with 178 participants, was the webinar series hosted by the Research Centre for Reinsurance on the European Insurance and Occupational Pensions Authority (EIOPA) initiative on risk mitigation techniques that could alter the effects of reinsurance under Solvency II.
There are twelve people currently employed at the Cologne Research Centre for Reinsurance. All of the personnel, material and travel costs for the Research Centre for Reinsurance are fully financed by third-party funds provided by the Sponsoring Group Reinsurance. The special circumstances were scarcely an impediment to the research, communication and cooperation among the employees of the Research Centre for Reinsurance. As most employees do not live and work in Cologne, anyway, working from home and online had been the rule for them even before the coronavirus crisis hit. The transition to a setting working from home was (nearly) a smooth one for the other employees as well. As every year, we would like to express our appreciation to the Sponsoring Group Reinsurance, the University leadership and administration, and the Institute of Insurance Studies for their support of our research work.
The reinsurance market continues to face major challenges – at this point we would like to outline just one of these, by way of example. The renewal of reinsurance contracts effective 1st January 2020 seems to present an-other disappointment for the reinsurance sector. This development is surprising for a substantial hardening of prices and conditions, not only in the retrocession area but also in the primary (corporate) insurance market. As a rule, a price increase in the retrocession sector is initially followed by a price rise in the reinsurance industry, which then ultimately also occurs in the primary (corporate) insurance market. Yet the trend we are currently witnessing seems to have skipped over the reinsurers. This confronts the reinsurance market with the question of whether – and, if so, when – the price adjustments will also take effect in the case of reinsurance contracts. The Cologne Research Centre for Reinsurance analyses the latest developments in the reinsurance market and, where appropriate, monitors these through research pro-jects. In the process, the Cologne Research Centre for Reinsurance links its research activities with practices in the reinsurance sector. Hereby, and facilitated through or-ganisation of the annual Cologne Reinsurance Symposium and the Annual Meeting of the Sponsoring Group Reinsurance [Förderkreis Rückversicherung], a bi-directional transfer of knowledge between theory and practice is pursued. The content of these two scientific events, as well as the completed research projects, are incorporated into scholarship and instruction at the Institute of Insurance Studies, rounding out practice-oriented training in the field of reinsurance. There are seven researchers, two employees responsible for research management and one administrative employee currently on the staff of the Cologne Research Cen-tre for Reinsurance. Thereby, all material and personnel costs are fully financed by third-party funds provided by the Sponsoring Group Reinsurance. Within the scope of its social and environmental responsibility, this year the Cologne Research Centre for Reinsurance dealt with the topics of climate protection, sustaina-bility and equality. Because these topics are at once global, national and individual missions, the Cologne Research Centre for Reinsurance developed ideas and took measures to actively practice climate protection, sustainability and equality. In this ef-fort, great importance was attached to maintaining the level of quality while at the same time pursuing the objectives the Research Centre had set for itself in the above-men-tioned areas. While it is still in its beginnings, our initiative in the field of climate protec-tion and sustainability is manifested particularly in the most sustainable management of resources and travel we can achieve.
We want to thank the Sponsoring Group Reinsurance, the University leadership and administration, ivwKöln [the Institute of Insurance Studies Cologne] and the employees of the Cologne Research Centre for Reinsurance for all their support for the research projects and events of the past year.