500 Naturwissenschaften und Mathematik
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Bridging Gaps in Minimum Humanitarian Standards and Shelter Planning by Critical Infrastructures
(2021)
Current agendas such as the Sendai Framework for Disaster Risk Reduction or the Sustain-able Development Goals are demanding more integration of disaster risk management into otherthematic fields and relevant sectors. However, certain thematic fields such as shelter planning andcritical infrastructure have not been integrated yet. This article provides an analysis of minimumhumanitarian standards contained in the well-known Sphere handbook. Gaps are identified forseveral critical infrastructure services. Moreover, guidance on how to derive infrastructure or lifelineneeds has been found missing. This article analyses the missing service supply and infrastructureidentification items and procedures. The main innovation is a more integrative perspective on infras-tructure that can improve existing minimum humanitarian standards. It can guide the provision ofinfrastructure services to various types for different hazard scenarios, hence make humanitarian aidand shelter planning more sustainable in terms of avoiding infrastructure or lifeline shortages.
This article explores the relationship between digital transformation and disaster risk.Vulnerability studies aim at differentiating impacts and losses by using fine-grained information fromdemographic, social, and personal characteristics of humans. With ongoing digital development,these characteristics will transform and result in new traits, which need to be identified andintegrated. Digital transformations will produce new social groups, partly human, semi-human,or non-human—some of which already exist, and some which can be foreseen by extrapolating fromrecent developments in the field of brain wearables, robotics, and software engineering. Thoughinvolved in the process of digital transformation, many researchers and practitioners in the field ofDisaster Risk Reduction or Climate Change Adaptation are not yet aware of the repercussions fordisaster and vulnerability assessments. Emerging vulnerabilities are due to a growing dependency ondigital services and tools in the case of a severe emergency or crisis. This article depicts the differentimplications for future theoretical frameworks when identifying novel semi-human groups and theirvulnerabilities to disaster risks. Findings include assumed changes within common indicators of socialvulnerability, new indicators, a typology of humans, and human interrelations with digital extensionsand two different perspectives on these groups and their dependencies with critical infrastructure.
Emergency management services, such as firefighting, rescue teams and ambulances,are all heavily reliant on road networks. However, even for highly industrialised countries such asGermany, and even for large cities, spatial planning tools are lacking for road network interruptionsof emergency services. Moreover, dependencies of emergency management expand not only onroads but on many other systemic interrelations, such as blockages of bridges. The first challenge thispaper addresses is the development of a novel assessment that captures systemic interrelations ofcritical services and their dependencies explicitly designed to the needs of the emergency services.This aligns with a second challenge: capturing system nodes and areas around road networksand their geographical interrelation. System nodes, road links and city areas are integrated into aspatial grid of tessellated hexagons (also referred to as tiles) with geographical information systems.The hexagonal grid is designed to provide a simple map visualisation for emergency planners andfire brigades. Travel time planning is then optimised for accessing city areas in need by weighingimpaired areas of past events based on operational incidents. The model is developed and testedwith official incident data for the city of Cologne, Germany, and will help emergency managers tobetter device planning of resources based on this novel identification method of critical areas.
Die vorliegende Masterarbeit behandelt die Bewertung der eingegangenen Unternehmensrisiken im Rahmen der Lebensversicherung und die hiervon abgeleiteten Auswirkungen zur Unternehmenssteuerung.
Dabei wird einerseits die Angemessenheit der sog. „Standardformel“ nach Solvency II überprüft, die in den europäischen Mitgliedsstaaten einen weitestgehend einheitlichen Ansatz bei der Bewertung der Risiken von Versicherungsunternehmen verwendet. Andererseits werden unter ökonomischen Überlegungen versicherungsmathematische Methoden vorgestellt, wie ein Lebensversicherer seine Risiken unternehmensindividueller ermitteln und damit seinen tatsächlichen Risikokapitalbedarf bestimmen kann.
Zur Quantifizierung der Ergebnisse werden die Berechnungsvorgaben der Standardformel für ausgewählte Risikomodule nachgebildet und mit den in dieser Arbeit vorgestellten unternehmensindividuellen Berechnungen verglichen und analysiert. Es zeigt sich, dass trotz der Komplexität des Solvency II-Modells eine noch differenziertere Herangehensweise notwendig ist, damit ein einzelnes Unternehmen seine Risiken adäquat und möglichst individuell bestimmen kann. Zur Gewährleistung einer nicht bestandsgefährdenden Unternehmensfortführung müssen die Versicherungsunternehmen bei Betrachtung ihrer Risiken mithilfe des EU-weiten Aufsichtssystems Solvency II in der Lage sein, die korrekten Rückschlüsse zur Unternehmenssteuerung zu ziehen. Die in dieser Arbeit vorgestellten versicherungsmathematischen Ansätze können dabei den Prozess zur unternehmenseigenen Risiko- und Solvabilitätsbeurteilung (ORSA) unterstützen.